Down Payment Assistance requires that you meet the following Criteria:

 

  1.  640 or higher credit score from all borrowers.
  2. A steady source of income that allows you to afford the home that you want to buy.
  3. Monthly debt including the new house payment that is under 50% of your gross income.

 

The information you provided indicates there are programs that can used to buy a home using down payment assistance.

Please click on the link below and fill out the detailed application.  It is the last step of the online pre approval process.

It should take you less than 10 minutes.