Down Payment Assistance Programs

How do you go from dreaming of owning a home to holding your first set of keys? If you’re like most first-time buyers, the down payment is your biggest hurdle. But, it could pay off big time to know your down payment options.

There are more than 2,400 homebuyer programs available across the country–they can be as unique as the homebuyers and communities they serve. Let’s break down the basics of today’s homebuyer programs.

What are homeownership programs?

Programs can include loans, grants, tax credits and other programs for eligible homebuyers that can help them achieve the down payment faster, cover closing costs and get into a home sooner than they would have otherwise.

Who offers these programs?

  • State Housing Finance Agencies (HFA) often offer the broadest array of opportunities.
  • Cities and Counties offer programs with criteria adjusted for local median income and home prices.
  • Housing Authorities
  • Non-profits
  • Employers
See what you qualify for now!


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