Based on your preliminary application, you should be able to get pre-approved for both an affordable 30 year mortgage plus down payment assistance and/or money for closing costs. In general, most programs are based on.. show more.. In general, most programs are based on credit scores and income. For credit scores over 700 there are 27 programs and up to $500,000 available.For credit scores over 680 there are 24 programs and up to $500,000 available.For credit scores over 660 there are 18 programs and up to $75,000 available.For credit scores over 650 there are 16 programs and up to $75,000 available.For credit scores over 640 there are 12 programs and up to $75,000 available.For credit scores over 620 there are 4 programs and up to $26,350 available.Income guidelines are based on the Area Median Income or AMI. Most programs are based on having income at or below 115% of the AMI.For incomes above 115% AMI, there are 4 programs and up to $26,350 available.For borrowers with 10% down, there is 1 program with up to $500,000 available in matching down payment assistance. Complete Step 2 below to continue: EmailMeFormSearch for Down Payments and Grants(cont)Check all options that apply. Checkbox *Buying Farm or Hobby FarmBuying Rural PropertyCoachCivil Servant(City, County or Federal Worker)DisabledDisabled DependantEducatorFirefighterFirst Time Home BuyerHealth Care WorkerNative AmericanMilitaryMilitary DependantOwned Home 3+ Years AgoProtectorSelling and Buying a HomeSingle BuyerSingle Head of HousholdStudentSurviving Spouse(of Protector or Military)Surviving SpouseRegular BuyerRepeat BuyerHigh Income BuyerOther What is the annual income of the borrowers that will be on the loan? *Please selectUnder2999930000-3999940000-4999950000-5999960000-7499975000-8999990000-109999110000-139000140000plusThis only includes the borrrowers that will be on the home loan. It is OK to estimate. What are you current monthly payment? (Do not include rent, heat, electric, insurance or phones) *(i.e.Include car payments, credit cards, student loans, child support, deferred student loans,etc) Estimated price range? *Please selectUnder 100,000100,000-150,000150,000-200,000200,000-250,000250,000-300,000300,000-400,000400,000-500,000500,000-600,000600,000-700,000700,000-900,000900,000-1,300,0001,300,000-5,000,0005,000,000-20,000,00020,000,000 plusWhat price range would you like to be looking in? What is your maximum comfortable payment range? *Please selectUnder 900900-10001000-11001100-12001200-13001300-14001400-15001500-17001700-19001900-21002100-23002300-25002500-27002700-29002900-31003100-40004000-6000Over 6000This would include principle and interest, taxes, insurance, home owners association, home owners insurance and private mortgage insurance. What is the total amount of student loans currently outstanding for you and any co-borrower? *Please SelectZero,Paid, No Student Loans1-74997500-999910,000-19,99920,000-39,99940,000-59,99960,000 or above Email *Please verify your email? Cell Number ### - ### - #### This will be your password, you will need it to log back into your account if you decide to use down payment assistance. Name First Last What name would you like your application saved under?
